You don’t have to have workers’ compensation in the state of Texas!!!
Non-subscribe to workers’ compensation and still provide benefits to employees injured on the job by buying occupational accident coverage**.
Benefits:
You pay much lower premiums.
You choose the health care provider for the injured worker as opposed to letting the injured worker find a provider that best works with their attorney.
You don’t get bogged down in the ever increasingly complex state workers’ compensation system.
You can pay other employee benefits, or add to your bottom line, from the non-subscriber savings.
You still protect your business from exposure to work related injuries and legal liability.
41% of all Texas healthcare services operate as non-subscribers to workers’ compensation in the state of Texas.
78% of the employers considered their non-subscriber program a good value for the company.
What is Occupational Accident Coverage?
Occupational accident coverage is an affordable insurance solution for businesses that choose to responsibly non-subscribe to Texas workers’ compensation. This insurance allows businesses in the state of Texas to avoid the high costs and complexities of workers compensation while also protecting their business from work related injury and legal exposure.
Who Qualifies?
Almost all private sector employers, with a few exceptions, qualify for occupational accident coverage. (Exceptions are for entities licensed and/or regulated by the Texas Department of Transportation and the Texas Railroad Commission.)
Check Out the Comparison Below!
Take a look at the example below to see how this company was able to save over $80,000 by purchasing occupational accident coverage instead of workers' compensation. Call or e-mail us today to learn what the savings could be for your company and more about how the product works. For those who live in Texas and qualify, you'll be glad you did.
**Occupational accident coverage is not the same thing as workers’ compensation. It is a good option for those businesses that choose to non-subscribe to workers’ compensation.
Learn More By Calling David Dickie at 1-800-866-2682 or Completing the Easy Form Below To Have Someone Contact You.